Motor Vehicle Insurance
GTM offers Protection for your most valuable Assets

 

	What to do in the event of a Car Accident
	- Do not admit liability. Let the Law decide - Be sure to make contact a report to the nearest Police Station at least within 24 to 48 hours - Report the accident to your Insurance Company as soon as possible - Record names of witnesses
	Making a Claim
	Inform us immediately of any accidents. Our trained staff are available to guide you. Contact Information Telephone numbers: 225-7912-19 ext. nos. 2300, 2203, 2318, 2211, 2271 during office hours. E-mail: gtm.claims@gtm-gy.com
	GTM's AcciProtect
	The Insurance All Drivers Should Have! Do you know that as a Driver your Motor Vehicle Insurance Policy does not cover you for Bodily Injuries in the event of an accident? Your Solution: Acciprotect - No medical examination required to enroll. - It pays in addition to any other health insurance plan you may already have. - Acceptance is guaranteed regardless of your health or occupation. - Spousal coverage is available at a special lower rate. - A premium discount is granted for annually paid premiums. - Premiums start as low as G$155 or EC$6.25 per month for individuals. To register just come in and complete a simple application form. Do not delay! Sign up today!
	Windscreen Cover
	Windscreen Cover insures against accidental damage to the windscreen of the insured vehicle only. Features: Covers for cost of repair or replacement to the limit of the sum insured less a small excess. This product is an optional cover, which can be attached to Comprehensive or Third Party policies.

Motor Insurance covers against loss to an insured’s own vehicle and against property damage and personal injuries to third parties.

Documents required for insurance

• Vehicle Registration
• Valid Driver’s Licence

Cost of Insurance

The amount you pay for insurance depends in the type of cover you choose, the type of vehicle and its use, the drivers of your vehicle and any discounts for which you may qualify.

Cover Offered

Third Party Act:

You are covered for amounts you must legally pay another person to compensate for loss or damage to their property, if such loss or damage is caused by your insured vehicle. The limits under our cover are:

• Bodily Injury $25,000 - $125,000
• Property Damage $20,000 - $100,000

Full Third Party, Full Third Party Optional, Full Third Party Extended Optional:

These are all variations of the Third Party Act cover available for private and commercial vehicles only. They provide higher limits of cover at increased premiums.

Comprehensive:

Comprehensive Motor Vehicle Insurance offers you peace of mind with cover for accidental loss or damage and theft. The features of this type of insurance are:

• Cover for injuries to third parties as well as loss or damage to other people’s property caused by your vehicle
• Compensation for loss or damage to your own vehicle.

There are varying limits of cover depending on personal choice.

Discounts available:

• Total package
• Fleet
• No claim Bonus